PUBLISHED: 3:20 PM on Wednesday, December 14, 2005
Mortgage Disability Income Insurance
If you're like most people, your home is your single largest investment.
• The amount of coverage you need - flexible monthly benefit options.

• The length of time you must be disabled before benefits begin - 30, 60, or 90 consecutive days.

• The option of reducing your premium by selecting the Workers' Compensation Exclusion Rider.

While most of us realize the importance of homeowners insurance to protect against the loss of our homes, we often overlook other ways we can lose our homes...death or disability. Either event can stop earned income needed to make the mortgage payments.

A serious disability can halt the income that is used to pay your monthly mortgage loan. And the risks of becoming disabled may be greater than you think.

Mortgage Disability Income insurance is designed to provide you with funds to meet your mortgage loan responsibilities for a number of years in the event that you become disabled. If you are a two-income family, both wage earners can be insured.

You have the option to choose the combination of coverages that best meet your needs by selecting:

A Mortgage Disability policy can be an effective financial tool for individuals and families to protect their most important asset-their home. To find out if Mortgage Disability is right for you contact any of the plan providers to get more information on the plans they offer, or you can contact your insurance agent.